Personal Finance

NRIs – Make sure to diversify your equity portfolios geographically

One misstep from a country’s leadership can send the entire economy, and along with it the stock market, in a downward spiral. Therefore,...

NRIs, OCIs pensions to be taxed at source as per DTAA: Indian pension authority

The Pension Fund Regulatory Authority of India (PFRDA) has stated that pensions for Non-Resident Indians (NRIs) and Overseas Citizens of...

India real estate: Safeguarding against fly-by-night operators

The Indian real estate market has always attracted considerable interest from the expatriate Indian diaspora.

Panglossian outlook and deepening of the India Bonds Market

Global central banks have moved to a rate softening regime to boost slowing economic growth. This has fuelled bond market rallies worldwide.

India Tax: CBDT issues clarifications which are relevant to NRIs too

Central Board of Direct Taxes (CBDT) has released clarifications in the form of frequently asked questions (FAQs) addressing some matters...

India Bonds: Lower inflation to enthuse investors

The Reserve Bank of India (RBI) cut its policy rate by 35 basis points to 5.40% on August 7 2019 and has cut the rate by a total of 110...

India Equity: Types of equity mutual funds available for investments

On June 1, 2018, investing in equity mutual funds in India got a tad easier thanks to a directive on scheme categorization (or...

India Bonds: RBI rate cut decision to help govt bonds, boost economic growth

Global and domestic growth inflation expectations have been benign and global central banks have been easing interest rates to support...

India Equity: Opportunities abound but first a look at the basics of investing

India is one of the fastest growing economies in the world, and it is one of the most favourable destinations for long-term investments,...

Buying a home in India? A look at regulations, processes for such investments

Non-Resident Indians who are interested in buying a home in India need to equip themselves for making the best-possible property purchase...

Stick to sovereign, low-risk India bonds for predictable returns

The bond market in India is under stress since last September, and it may be prudent for investors – both NRIs and domestic, to avoid...

Understanding the “risk free” bond market in India

The bond market in India is quite vibrant, particularly for sovereign bonds. And, in order to be an informed investor either in the market...

Selecting the right bond funds in India for investment

The bond market in India continues to look attractive for Non-Resident Indians to invest, but caution is needed in choosing the right funds...

Non-Resident Indian deposits in India - May 2019

Below are the latest data on Non-Resident Indian deposits in India, according to the Reserve Bank of India.

Debt mutual funds gain after India budget

The Indian government’s latest budget has laid the roadmap for a deeper and wider bond market in India. The initial documentation and...

Bond-ing with India: Investing directly or through mutual funds

Indian stock market indices (NSE Nifty and BSE Sensex) are near all-time highs and economic growth has declined significantly, and thus...

Special Non-Resident Rupee accounts: No interest but repatriable

In our NRI personal finance series this time we look at the rules governing Special Non-Resident Rupee Account (SNRR).

Foreign Currency Non-Resident accounts: In nine currencies, no tax and repatriable

In our NRI personal finance series this time we look at the rules governing Foreign Currency Non-Resident (Banks) accounts.

Opportunities to get yield in Indian fixed income

It is challenging not only for Non-Resident Indians and Persons of Indian Origin (PIOs) but also for most resident individuals in India to...

Non-Resident Indian deposits in India

The latest data on Non-Resident Indian deposits in India, according to the Reserve Bank of India

NRO Accounts: Taxable but repatriable up to a limit

In our NRI personal finance series this time we look at the rules governing Non-Resident (Ordinary) Accounts.

NRE accounts: Repatriable and pay no income or wealth tax

The personal finance world for a non-resident Indian who is navigating through different regulatory environments can get very complicated so...

Singapore Central Bank chief Ravi Menon’s term extended for two years

The term of Ravi Menon as the managing director of the Monetary Authority of Singapore (MAS) has been extended for two more years.

Six Investment Plans in India You Can Benefit From as an NRI

NRIs need to keep a close eye on the best possible investment opportunities synonymous to the Indian contingent as the savings rate out here...